⌘K

Financial Institutions, Inc. (FISI)

$26.40 -1.64% $-0.44 Financial Services

Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York. The company offers checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts. Its loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans to the agricultural industry; commercial mortgage loans; one-to-four family residential mortgage loans, home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and personal loans. The company also provides personal insurance products, including automobile, homeowners, boat, recreational vehicle, landlord, and umbrella coverage; commercial insurance comprising property, liability, automobile, inland marine, workers compensation, bonds, crop, and umbrella insurance products; and financial services comprising life and disability insurance, medicare supplements, long-term care, annuities, mutual funds, and retirement programs. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. The company operates a network of 48 banking offices in Allegany, Cattaraugus, Cayuga, Chautauqua, Chemung, Erie, Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Schuyler, Steuben, Wayne, Wyoming, and Yates counties, New York. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

Market cap

$408.47M

CEO

Mr. Martin K. Birmingham

Full time employees

650.00

Headquarters

Warsaw, NY

IPO Date

Jun 25, 1999

Price-to-earnings (PE) Ratio

8.22

Earnings-per-share (EPS)

$3.21

Cash ratio (TTM)

0.08

Current ratio (TTM)

0.09

Dividend yield (TTM)

4.47%

Earnings yield (TTM)

12.42%

Net profit margin (TTM)

15.44%

PE ratio (TTM)

8.05

PEG ratio (TTM)

0.41

Price-to-book ratio (TTM)

0.89

Price-to-sales ratio (TTM)

1.25

Quick ratio (TTM)

0.18

Return on assets (TTM)

0.84%

Return on equity (TTM)

17.07%

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Downtrend

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ETF Exposure (37)

First Trust Dow Jones Select MicroCap Index Fund

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0.76%

$64.56 -0.68% $-0.44

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First Trust NASDAQ ABA Community Bank Index Fund

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0.22%

$54.06 -2.24% $-1.24

Uptrend

iShares Micro-Cap ETF

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0.10009%

$124.61 -1.53% $-1.93

Uptrend

Dimensional US Small Cap Value ETF

DFSV

0.03389057%

$30.59 -1.32% $-0.41

Uptrend

Invesco FTSE RAFI US 1500 Small-Mid ETF

PRFZ

0.033%

$41.51 -1.31% $-0.55

Uptrend

iShares Russell 2000 Value ETF

IWN

0.03135%

$167.93 -1.44% $-2.46

Uptrend

Vanguard Russell 2000 Value Index Fund

VTWV

0.03%

$148.28 -1.36% $-2.05

Uptrend

Dimensional U.S. Targeted Value ETF

DFAT

0.02100629%

$55.20 -1.27% $-0.71

Uptrend

iShares Russell 2000 ETF

IWM

0.01641%

$221.57 -1.07% $-2.40

Uptrend

Dimensional U.S. Small Cap ETF

DFAS

0.01124139%

$64.49 -0.95% $-0.62

Uptrend

Vanguard Extended Market Index Fund Institutional Shares

VIEIX

0.01%

$137.78 -0.71% $-0.99

Uptrend

Vanguard Russell 2000 Index Fund

VTWO

0.01%

$89.66 -1.02% $-0.92

Uptrend

Vanguard Extended Market Index Fund

VXF

0.01%

$181.71 -0.66% $-1.21

Uptrend

Schwab U.S. Small-Cap ETF

SCHA

0.0080909563%

$51.59 -0.71% $-0.37

Uptrend

ProShares Ultra Russell2000

UWM

0.005581377746699532%

$43.13 -2.18% $-0.96

Uptrend

Dimensional U.S. Core Equity 2 ETF

DFAC

0.0038204899999999997%

$33.96 -0.53% $-0.18

Uptrend

Dimensional US Marketwide Value ETF

DFUV

0.00348687%

$41.28 -0.65% $-0.27

Uptrend

ProShares UltraPro Russell2000

URTY

0.002750216746503006%

$52.46 -3.34% $-1.81

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Dimensional US Sustainability Core 1 ETF

DFSU

0.00269065%

$36.80 -0.49% $-0.18

Uptrend

ProShares Hedge Replication ETF

HDG

0.002316905178792182%

$50.11 0.08% $0.04

Uptrend

WisdomTree U.S. SmallCap Dividend Fund

DES

8.438e-4%

$34.42 -1.09% $-0.38

Uptrend

iShares Russell 3000 ETF

IWV

8.1e-4%

$324.76 -0.27% $-0.87

Uptrend

Dimensional US Core Equity Market ETF

DFAU

5.847000000000001e-4%

$39.25 -0.38% $-0.15

Uptrend

Dimensional U.S. Equity ETF

DFUS

5.727099999999999e-4%

$61.54 -0.34% $-0.21

Uptrend

WisdomTree U.S. SmallCap Earnings Fund

EES

5.414e-4%

$52.96 -1.34% $-0.72

Uptrend

Schwab U.S. Broad Market ETF

SCHB

4.740895e-4%

$66.09 -0.23% $-0.15

Uptrend

WisdomTree U.S. High Dividend Fund

DHS

2.107e-4%

$93.24 -0.22% $-0.20

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Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF

GSSC

$69.37 -1.21% $-0.85

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Vanguard Balanced Index Fund Institutional Shares

VBAIX

$49.87 -0.18% $-0.09

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Vanguard Balanced Index Fund Admiral Shares

VBIAX

$49.86 -0.18% $-0.09

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Vanguard Balanced Index Fund

VBINX

$49.86 -0.16% $-0.08

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Vanguard Institutional Total Stock Market Index Fund Institutional Shares

VITNX

$97.56 -0.25% $-0.24

Uptrend

Vanguard Institutional Total Stock Market Index Fund

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Uptrend

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Vanguard Russell 3000 Index Fund

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Similar stocks (14)

National Bank Holdings Corporation

NBHC

$42.29 -2.08% $-0.90

Uptrend

Heritage Financial Corporation

HFWA

$22.28 -2.19% $-0.50

Uptrend

Kearny Financial Corp.

KRNY

$6.96 -4.00% $-0.29

Neutral

Community West Bancshares

CWBC

$20.01 -3.89% $-0.81

Uptrend

Oak Valley Bancorp

OVLY

$27.52 -1.78% $-0.50

Uptrend

First Financial Northwest, Inc.

FFNW

$22.75 0.00% $0.00

Uptrend

First Community Corporation

FCCO

$22.70 0.00% $0.00

Uptrend

Affinity Bancshares, Inc.

AFBI

$21.85 1.49% $0.32

Uptrend

Finward Bancorp

FNWD

$31.99 -1.27% $-0.41

Uptrend

First Capital, Inc.

FCAP

$38.00 10.02% $3.46

Uptrend

HMN Financial, Inc.

HMNF

$26.94 -1.14% $-0.31

Uptrend

First Northwest Bancorp

FNWB

$10.64 1.82% $0.19

Downtrend

Oconee Federal Financial Corp.

OFED

$12.48 -0.16% $-0.02

Downtrend

Home Federal Bancorp, Inc. of Louisiana

HFBL

$14.00 8.78% $1.13

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ETF Exposure (37)

First Trust Dow Jones Select MicroCap Index Fund

FDM

0.76%

$64.56 -0.68% $-0.44

Uptrend

First Trust NASDAQ ABA Community Bank Index Fund

QABA

0.22%

$54.06 -2.24% $-1.24

Uptrend

iShares Micro-Cap ETF

IWC

0.10009%

$124.61 -1.53% $-1.93

Uptrend

Dimensional US Small Cap Value ETF

DFSV

0.03389057%

$30.59 -1.32% $-0.41

Uptrend

Invesco FTSE RAFI US 1500 Small-Mid ETF

PRFZ

0.033%

$41.51 -1.31% $-0.55

Uptrend

iShares Russell 2000 Value ETF

IWN

0.03135%

$167.93 -1.44% $-2.46

Uptrend

Vanguard Russell 2000 Value Index Fund

VTWV

0.03%

$148.28 -1.36% $-2.05

Uptrend

Dimensional U.S. Targeted Value ETF

DFAT

0.02100629%

$55.20 -1.27% $-0.71

Uptrend

iShares Russell 2000 ETF

IWM

0.01641%

$221.57 -1.07% $-2.40

Uptrend

Dimensional U.S. Small Cap ETF

DFAS

0.01124139%

$64.49 -0.95% $-0.62

Uptrend

Vanguard Extended Market Index Fund Institutional Shares

VIEIX

0.01%

$137.78 -0.71% $-0.99

Uptrend

Vanguard Russell 2000 Index Fund

VTWO

0.01%

$89.66 -1.02% $-0.92

Uptrend

Vanguard Extended Market Index Fund

VXF

0.01%

$181.71 -0.66% $-1.21

Uptrend

Schwab U.S. Small-Cap ETF

SCHA

0.0080909563%

$51.59 -0.71% $-0.37

Uptrend

ProShares Ultra Russell2000

UWM

0.005581377746699532%

$43.13 -2.18% $-0.96

Uptrend

Dimensional U.S. Core Equity 2 ETF

DFAC

0.0038204899999999997%

$33.96 -0.53% $-0.18

Uptrend

Dimensional US Marketwide Value ETF

DFUV

0.00348687%

$41.28 -0.65% $-0.27

Uptrend

ProShares UltraPro Russell2000

URTY

0.002750216746503006%

$52.46 -3.34% $-1.81

Uptrend

Dimensional US Sustainability Core 1 ETF

DFSU

0.00269065%

$36.80 -0.49% $-0.18

Uptrend

ProShares Hedge Replication ETF

HDG

0.002316905178792182%

$50.11 0.08% $0.04

Uptrend

WisdomTree U.S. SmallCap Dividend Fund

DES

8.438e-4%

$34.42 -1.09% $-0.38

Uptrend

iShares Russell 3000 ETF

IWV

8.1e-4%

$324.76 -0.27% $-0.87

Uptrend

Dimensional US Core Equity Market ETF

DFAU

5.847000000000001e-4%

$39.25 -0.38% $-0.15

Uptrend

Dimensional U.S. Equity ETF

DFUS

5.727099999999999e-4%

$61.54 -0.34% $-0.21

Uptrend

WisdomTree U.S. SmallCap Earnings Fund

EES

5.414e-4%

$52.96 -1.34% $-0.72

Uptrend

Schwab U.S. Broad Market ETF

SCHB

4.740895e-4%

$66.09 -0.23% $-0.15

Uptrend

WisdomTree U.S. High Dividend Fund

DHS

2.107e-4%

$93.24 -0.22% $-0.20

Uptrend

Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF

GSSC

$69.37 -1.21% $-0.85

Uptrend

Vanguard Balanced Index Fund Institutional Shares

VBAIX

$49.87 -0.18% $-0.09

Uptrend

Vanguard Balanced Index Fund Admiral Shares

VBIAX

$49.86 -0.18% $-0.09

Uptrend

Vanguard Balanced Index Fund

VBINX

$49.86 -0.16% $-0.08

Uptrend

Vanguard Institutional Total Stock Market Index Fund Institutional Shares

VITNX

$97.56 -0.25% $-0.24

Uptrend

Vanguard Institutional Total Stock Market Index Fund

VITPX

$97.53 -0.26% $-0.25

Uptrend

Vanguard Total Stock Market Index Fund

VITSX

$136.99 -0.25% $-0.34

Uptrend

Vanguard Russell 3000 Index Fund

VTHR

$252.12 -0.37% $-0.94

Uptrend

Vanguard Total Stock Market Index Fund

VTI

$281.46 -0.21% $-0.59

Uptrend

Vanguard Total Stock Market Index Fund

VTSAX

$136.96 -0.25% $-0.34

Uptrend