⌘K

Citizens & Northern Corporation (CZNC)

$19.50 -3.47% $-0.70 Financial Services

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers. The company offers lending products include commercial, mortgage, and consumer loans, as well as specialized instruments, such as commercial letters-of-credit; and deposit products, including various types of checking accounts, passbook and statement savings accounts, money market accounts, interest checking accounts, individual retirement accounts, and certificates of deposits. It also offers wealth management services, including administration of trusts and estates, retirement plans, and other employee benefit plans, and investment management services; and a range of personal and commercial insurance products; mutual funds, annuities, educational savings accounts, and other investment products through registered agents. In addition, the company reinsures credit and mortgage, life and accident, and health insurance products. As of December 31, 2021, it had 31 branch offices, including 23 in the Northern tier/Northcentral region of Pennsylvania, 2 in the Southern tier of New York State, 4 in Southeastern Pennsylvania, and 2 in Southcentral Pennsylvania, as well as a lending office in Elmira, New York. The company was founded in 1864 and is based in Wellsboro, Pennsylvania.

Market cap

$300.15M

CEO

Mr. J. Bradley Scovill

Full time employees

412.00

Headquarters

Wellsboro, PA

IPO Date

Oct 27, 1993

Price-to-earnings (PE) Ratio

12.91

Earnings-per-share (EPS)

$1.51

Cash ratio (TTM)

0.19

Current ratio (TTM)

0.20

Dividend yield (TTM)

5.54%

Earnings yield (TTM)

7.55%

Net profit margin (TTM)

16.89%

PE ratio (TTM)

13.25

PEG ratio (TTM)

0.74

Price-to-book ratio (TTM)

1.17

Price-to-sales ratio (TTM)

2.26

Quick ratio (TTM)

0.40

Return on assets (TTM)

0.90%

Return on equity (TTM)

9.06%

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ETF Exposure (32)

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Franklin U.S. Small Cap Multifactor Index ETF

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Vanguard Russell 2000 Value Index Fund

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0.02%

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Dimensional U.S. Targeted Value ETF

DFAT

0.0158357%

$55.20 -1.27% $-0.71

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iShares Russell 2000 ETF

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0.01166%

$221.57 -1.07% $-2.40

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Vanguard Russell 2000 Index Fund

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ProShares Ultra Russell2000

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$43.13 -2.18% $-0.96

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Dimensional U.S. Core Equity 2 ETF

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0.00274698%

$33.96 -0.53% $-0.18

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ProShares UltraPro Russell2000

URTY

0.0020916498750702664%

$52.46 -3.34% $-1.81

Uptrend

ProShares Hedge Replication ETF

HDG

0.0017997555135823233%

$50.11 0.08% $0.04

Uptrend

Dimensional US Sustainability Core 1 ETF

DFSU

0.00141777%

$36.80 -0.49% $-0.18

Uptrend

iShares Russell 3000 ETF

IWV

7.9e-4%

$324.76 -0.27% $-0.87

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WisdomTree U.S. SmallCap Dividend Fund

DES

2.767e-4%

$34.42 -1.09% $-0.38

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Dimensional US Core Equity Market ETF

DFAU

2.5198e-4%

$39.25 -0.38% $-0.15

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WisdomTree U.S. High Dividend Fund

DHS

1.737e-4%

$93.24 -0.22% $-0.20

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WisdomTree U.S. SmallCap Earnings Fund

EES

1.309e-4%

$52.96 -1.34% $-0.72

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Dimensional U.S. Equity ETF

DFUS

1.1774e-4%

$61.54 -0.34% $-0.21

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Vanguard Balanced Index Fund Institutional Shares

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$49.87 -0.18% $-0.09

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Vanguard Balanced Index Fund Admiral Shares

VBIAX

$49.86 -0.18% $-0.09

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Vanguard Balanced Index Fund

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$49.86 -0.16% $-0.08

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Vanguard Extended Market Index Fund Institutional Shares

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$137.78 -0.71% $-0.99

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Vanguard Institutional Total Stock Market Index Fund Institutional Shares

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$97.53 -0.26% $-0.25

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$281.46 -0.21% $-0.59

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Vanguard Total Stock Market Index Fund

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$136.96 -0.25% $-0.34

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Vanguard Extended Market Index Fund

VXF

$181.71 -0.66% $-1.21

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ETF Exposure (32)

SPDR SSGA US Small Cap Low Volatility Index ETF

SMLV

0.2083%

$125.30 -1.49% $-1.90

Uptrend

iShares Micro-Cap ETF

IWC

0.07789%

$124.61 -1.53% $-1.93

Uptrend

iShares Russell 2000 Value ETF

IWN

0.02274%

$167.93 -1.44% $-2.46

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Franklin U.S. Small Cap Multifactor Index ETF

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0.02%

$42.33 0.25% $0.10

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Vanguard Russell 2000 Value Index Fund

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0.02%

$148.28 -1.36% $-2.05

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Dimensional U.S. Targeted Value ETF

DFAT

0.0158357%

$55.20 -1.27% $-0.71

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iShares Russell 2000 ETF

IWM

0.01166%

$221.57 -1.07% $-2.40

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Vanguard Russell 2000 Index Fund

VTWO

0.01%

$89.66 -1.02% $-0.92

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Dimensional U.S. Small Cap ETF

DFAS

0.008007420000000001%

$64.49 -0.95% $-0.62

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Dimensional US Small Cap Value ETF

DFSV

0.006620289999999999%

$30.59 -1.32% $-0.41

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ProShares Ultra Russell2000

UWM

0.004249483022420901%

$43.13 -2.18% $-0.96

Uptrend

Dimensional U.S. Core Equity 2 ETF

DFAC

0.00274698%

$33.96 -0.53% $-0.18

Uptrend

ProShares UltraPro Russell2000

URTY

0.0020916498750702664%

$52.46 -3.34% $-1.81

Uptrend

ProShares Hedge Replication ETF

HDG

0.0017997555135823233%

$50.11 0.08% $0.04

Uptrend

Dimensional US Sustainability Core 1 ETF

DFSU

0.00141777%

$36.80 -0.49% $-0.18

Uptrend

iShares Russell 3000 ETF

IWV

7.9e-4%

$324.76 -0.27% $-0.87

Uptrend

WisdomTree U.S. SmallCap Dividend Fund

DES

2.767e-4%

$34.42 -1.09% $-0.38

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Dimensional US Core Equity Market ETF

DFAU

2.5198e-4%

$39.25 -0.38% $-0.15

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WisdomTree U.S. High Dividend Fund

DHS

1.737e-4%

$93.24 -0.22% $-0.20

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WisdomTree U.S. SmallCap Earnings Fund

EES

1.309e-4%

$52.96 -1.34% $-0.72

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Dimensional U.S. Equity ETF

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1.1774e-4%

$61.54 -0.34% $-0.21

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Vanguard Balanced Index Fund Institutional Shares

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Vanguard Balanced Index Fund Admiral Shares

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$49.86 -0.18% $-0.09

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Vanguard Balanced Index Fund

VBINX

$49.86 -0.16% $-0.08

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Vanguard Extended Market Index Fund Institutional Shares

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$137.78 -0.71% $-0.99

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Vanguard Institutional Total Stock Market Index Fund Institutional Shares

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$97.56 -0.25% $-0.24

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Vanguard Institutional Total Stock Market Index Fund

VITPX

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VITSX

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VTHR

$252.12 -0.37% $-0.94

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Vanguard Total Stock Market Index Fund

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Vanguard Extended Market Index Fund

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Uptrend